Philippines loan app review

Cashalo Loan App Review

Cashalo app icon

Cashalo

· Fast Cash Loan App

Tilt Finance

10M+Google Play Downloads
4.7Google Play Rating
APK Download Official Website

What We Could Verify

  • Loan amount: PHP 1,000 to PHP 13,000; the PHP 13,000 maximum is for good-paying customers.
  • Repayment period: 61 to 180 days
  • Effective monthly rate: 12%
  • Regulatory status: SEC registration and Certificate of Authority records verified.

Important conditions

The rate applies from April 1, 2026 to unsecured general-purpose loans up to PHP 10,000 with terms up to 4 months. Missed-payment charges are separate.

Borrower Attention

Sample Offers for Reference

Official Public Sample · Checked Jul 2026

Source:Google Play
Repayment term
90 days
Fees shown
  • 0.2% daily interest
  • 0.2% daily service fee
Rate shown
12% effective monthly rate

Check Your Offer Cost

Final Offer

Your results

Extra Cost

Extra Cost Rate

Daily Cost

Review Insights from Google Play

Most Discussed

Collection Reminders and Overdue Accounts

What reviewers discussedSome sampled Google Play reviews reported collection reminders, calls, or overdue-handling concerns.

Representative User Example
They had been trying to call me time to time and receiving text 3days before due.

Google Play review | 2020-10-19

What this may meanSome Cashalo reviews describe calls or messages before the due date and disputes about when a payment was posted. Confirm the due date, keep proof of the payment time, and use the listed complaint channel if reminders continue after payment.

Repayment Balance and Confirmation

What reviewers discussedSome sampled Google Play reviews reported repayment or balance-check concerns.

Representative User Example
Good in the beginning but has gotten worse overtime. My issue with the late payment charge and interest still pending. Was told that late payment and interest will be waived since they will be following the date when the payment was made (seen on the receipt) and not when it was posted. Does not know how to value good payers. Uninstalled app. Good luck.

Google Play review | 2019-05-28

What this may meanCashalo reviews in this source set describe uncertainty around payment posting, balances, and later limits. Keep the payment receipt and confirm that the Cashalo balance changes after each payment.

FAQ

Magkano ang loan range ng Cashalo sa public information?

Ang current range sa public information ay PHP 1,000 hanggang PHP 13,000. I-check ang actual approved amount sa final offer bago tumanggap.

Anong repayment term ng Cashalo ang nasa public information?

Ang repayment term na nakasaad sa current public information ay 61 to 180 days. I-check ang exact due dates at total repayment sa final offer.

What rate does Cashalo charge?

For loans of PHP 10,000 or less with terms of four months or shorter, Cashalo states a 12% monthly effective rate from April 1, 2026. Other conditions and late charges may apply.

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