Philippines loan app review

Maya Loan App Review

Maya app icon

Maya

· Savings, Loans, Cards​

Maya Philippines, Inc.

50M+Google Play Downloads
4.6Google Play Rating
APK Download Official Website

What We Could Verify

  • Loan amount: PHP 15,000 to PHP 250,000
  • Repayment period: 6 to 24 months
  • Monthly interest rate: 0.77% to 2.57%
  • Published maximum APR: 30.78%
  • Daily late fee: 0.17% of overdue principal

Check Your Offer Cost

Final Offer

Your results

Extra Cost

Extra Cost Rate

Daily Cost

Review Insights from Google Play

Recent Topics

Support response when a transaction needs help

What reviewers discussedSeveral reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.

Representative User Example
Terrible customer service, I tried to call your customer service line but it's unavailable any time of the day. I got assisted multiple times by your chat support agent but the problem was still unresolved. I want to close my account but it's been 2 weeks…

Google Play review | 2026-08-12

What this may meanRecord the transaction reference and available escalation route before relying on support for a time-sensitive loan issue.

Collection and repayment contact

What reviewers discussedTwo reviews described collection calls or messages after an overdue or late payment.

Representative User Example
Everytime I login, got an error that says, Please update your app or call customer service" countless times, but still getting the same error message. I've contacted their cx service, but after verification, I was told, we can't disclose any information.…

Google Play review | 2026-07-22

What this may meanKeep the stated due date, current balance, and contact history so repayment contact can be checked against the account record.

App reliability during account use

What reviewers discussedOne reviewer described an app error interrupting access to a loan, account, or repayment screen.

Representative User Example
I’m really disappointed with this app. It’s a waste of time because there are so many errors, especially when I try to purchase a load. The load doesn’t come through, and all I get are error messages. I hope you can fix this as soon as possible because…

Google Play review | 2026-08-17

What this may meanConfirm that the account and repayment screens are accessible before a due date or expected transfer.

FAQ

Magkano ang range ng Maya Personal Loan sa public information?

Ang current range sa public information ay PHP 15,000 hanggang PHP 250,000. I-check ang actual approved amount sa final offer bago tumanggap.

Anong repayment term ng Maya Personal Loan ang nasa public information?

Ang repayment term na nakasaad sa current public information ay 6 to 24 months. I-check ang exact due dates at total repayment sa final offer.

What Do I Need to Qualify for a Maya Personal Loan?

You’ll qualify for a Maya Personal Loan if you: Are 21 to 65 years old Are a Filipino citizen living in the Philippines Have an upgraded Maya account Are an active Maya User If you aren’t a Maya user, be sure to download the Maya app and begin your financial journey with us. The more you use Maya, the better your chances of getting great terms on your….

How Is Personal Loan Interest Rate Calculated?

Many borrowers assume all loans calculate interest the same way. In practice, lenders use different methods to determine borrowing costs and monthly repayments.

What Does Personal Loan Interest Rate Mean?

A personal loan interest rate refers to the amount a lender charges in exchange for allowing you to use funds for a certain period. This cost is usually presented as a percentage of the borrowed amount and is added to the repayment obligation.

What Factors Can Affect Loan Pricing?

Not all borrowers receive identical loan offers because lenders assess financial risk differently for each applicant. Several factors can influence this assessment, including monthly income, existing debt obligations, repayment history, and overall financial behavior.

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