Philippines app comparison
Atome vs Credit Cash: Cost Disclosures, Terms and Risks
Atome
Card, Loans & Save
Card, Loans & SaveNeuroncredit Financing Company Inc.
Neuroncredit Financing Company Inc.
Credit Cash
Online Loan App
Online Loan AppHi-Fin Lending Inc.
Hi-Fin Lending Inc.Key Differences
Loan Size
Atome — Maximum loan amount: ₱55,000. Available limit varies by customer and is shown in the app.
Credit Cash — Maximum loan amount: ₱25,000.
Published Cost & Terms
Atome
Source:
Google Play- Maximum APR: 36% For Atome Cash.
Credit Cash
Source:Google Play- APR: 4.8%–12% per year
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Your comparison
Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Support for Payment or Transfer Problems
Atome
What reviewers discussed
Sampled reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
Does not accept debit cards. Only credit cards, after finally able to add the card, I was going to pay but then the app flagged me as suspicious and so I reached out for support for me just to be able to pay. And it was a useless effort. If I could rate…
Credit Cash
What reviewers discussed
Sampled reviews described two reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
SCAM. Don't download this app. I didn't loan but they send me an amount through skypay. I asked the customer service on how to bring back the money they send but didn't respond. Now I need to pay much higher amount. Another problem is that you can't repay…
What this may mean
Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.
FAQ
What borrowing limits do Atome and Credit Cash publish?
Atome publishes a maximum loan amount of ₱55,000. Available limit varies by customer and is shown in the app. Credit Cash publishes a maximum loan amount of ₱25,000.