Philippines app comparison

Atome vs Fido PH: Cost Disclosures, Terms and Risks

Atome

Card, Loans & Save

Neuroncredit Financing Company Inc.

5M+Google Play Downloads
4.9Google Play Rating
Read Atome Review

Fido PH

Fidoph Philippines-Cash Loan

Fidoph Lending Corporation

1M+Google Play Downloads
4.7Google Play Rating
Read Fido PH Review

Published Cost & Terms

Atome

Source:Google Play
  • Repayment Period: Up to 12 months available tenors are selected in the app.

Fido PH

Source:Google Play
  • Repayment Period: 61–360 days

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Google Play Review Insights

1. Support for Payment or Transfer Problems

Atome

What reviewers discussed

Sampled reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.

Representative User Example

Does not accept debit cards. Only credit cards, after finally able to add the card, I was going to pay but then the app flagged me as suspicious and so I reached out for support for me just to be able to pay. And it was a useless effort. If I could rate…

Google Play review | 2023-02-28

Fido PH

What reviewers discussed

Sampled reviews described one reviewer described difficulty obtaining a response or resolution after contacting support about a loan-related problem.

Representative User Example

I was a long term customer of this App. Everything was great even customer service and email team. however, I have had QR error experience where I got debited thrice. The complain team were very attentive and cooperative until the issue got resolve. 1 star…

Google Play review | 2026-05-01

What this may mean

Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.

FAQ

What repayment terms do Atome and Fido PH publish?

Atome publishes repayment terms of up to 12 months. Available tenors are selected in the app. Fido PH publishes repayment terms of 61–360 days.

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