Philippines app comparison
Atome vs GLoan: Cost Disclosures, Terms and Risks
Atome
Card, Loans & Save
Card, Loans & SaveNeuroncredit Financing Company Inc.
Neuroncredit Financing Company Inc.
GLoan
Via GCash
Via GCashMynt Inc.
Mynt Inc.Key Differences
Repayment Term
Atome — Up to 12 months. Available tenors are selected in the app.
GLoan — Up to 24 months.
Loan Size
Atome — Maximum loan amount: ₱55,000. Available limit varies by customer and is shown in the app.
GLoan — Maximum loan amount: ₱150,000.
Published Cost & Terms
Atome
Source:
Google Play- Maximum APR: 36% For Atome Cash.
GLoan
Source:Google Play- APR: 22.1%–89.9%
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Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Support for Payment or Transfer Problems
Atome
What reviewers discussed
Sampled reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
Does not accept debit cards. Only credit cards, after finally able to add the card, I was going to pay but then the app flagged me as suspicious and so I reached out for support for me just to be able to pay. And it was a useless effort. If I could rate…
GLoan
What reviewers discussed
Sampled reviews described one reviewer described difficulty obtaining a response or resolution from the container app's support channel; two reviews described difficulty obtaining a response or resolution from the container app's support channel.
Representative User Example
for now I rate 4 star .. it is useful but the internet connection in gcash is too slow...and cannot connect the customer service sometimes also I switch to my account and now I can't receive otp. even though install and re install again .. im hoping to fix…
What this may mean
Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.
FAQ
What repayment terms do Atome and GLoan publish?
Atome publishes repayment terms of up to 12 months. Available tenors are selected in the app. GLoan publishes repayment terms of up to 24 months.
What borrowing limits do Atome and GLoan publish?
Atome publishes a maximum loan amount of ₱55,000. Available limit varies by customer and is shown in the app. GLoan publishes a maximum loan amount of ₱150,000.