Philippines app comparison
Atome vs MoneyCat: Cost Disclosures, Terms and Risks
Atome
Card, Loans & Save
Card, Loans & SaveNeuroncredit Financing Company Inc.
Neuroncredit Financing Company Inc.5M+Google Play Downloads
4.9Google Play Rating
MoneyCat
Moneycat.ph
Moneycat.phMoneycat Financing Inc.
Moneycat Financing Inc.1M+Google Play Downloads
4.5Google Play Rating
Key Differences
Repayment Term
Atome — Up to 12 months. Available tenors are selected in the app.
MoneyCat — 3–6 months.
Loan Size
Atome — Maximum loan amount: ₱55,000. Available limit varies by customer and is shown in the app.
MoneyCat — Maximum loan amount: ₱20,000.
Published Cost & Terms
Atome
Source:
Google Play- Maximum APR: 36% For Atome Cash.
MoneyCat
Source:
Provider Website- Monthly Interest: 11.9%
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Extra Cost
Atome
MoneyCat
Extra Cost Rate
Atome
MoneyCat
Daily Cost
Atome
MoneyCat
FAQ
What repayment terms do Atome and MoneyCat publish?
Atome publishes repayment terms of up to 12 months. Available tenors are selected in the app. MoneyCat publishes repayment terms of 3–6 months.
What borrowing limits do Atome and MoneyCat publish?
Atome publishes a maximum loan amount of ₱55,000. Available limit varies by customer and is shown in the app. MoneyCat publishes a maximum loan amount of ₱20,000.