Philippines app comparison
Atome vs PXTLoan: Cost Disclosures, Terms and Risks
Atome
Card, Loans & Save
Card, Loans & SaveNeuroncredit Financing Company Inc.
Neuroncredit Financing Company Inc.5M+Google Play Downloads
4.9Google Play Rating
PXTLoan
Online Loan
Online LoanPxt Lending Investors Inc.
Pxt Lending Investors Inc.100K+Google Play Downloads
4.9Google Play Rating
Key Differences
Loan Size
Atome — Maximum loan amount: ₱55,000. Available limit varies by customer and is shown in the app.
PXTLoan — Maximum loan amount: ₱50,000.
Repayment Term
Atome — Up to 12 months. Available tenors are selected in the app.
PXTLoan — 91–180 days.
Published Cost & Terms
Atome
Sources:
Google Play
Provider Website- Monthly Interest Rate: 0%–6% rate and applicable fees depend on the loan shown in the app
- Maximum APR: 36% For Atome Cash.
PXTLoan
Source:Google Play- Maximum APR: 180%
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Extra Cost
Atome
PXTLoan
Extra Cost Rate
Atome
PXTLoan
Daily Cost
Atome
PXTLoan
FAQ
What borrowing limits do Atome and PXTLoan publish?
Atome publishes a maximum loan amount of ₱55,000. Available limit varies by customer and is shown in the app. PXTLoan publishes a maximum loan amount of ₱50,000.
What repayment terms do Atome and PXTLoan publish?
Atome publishes repayment terms of up to 12 months. Available tenors are selected in the app. PXTLoan publishes repayment terms of 91–180 days.