Philippines app comparison
Atome vs SkyroCash: Cost Disclosures, Terms and Risks
Atome
Card, Loans & Save
Card, Loans & SaveNeuroncredit Financing Company Inc.
Neuroncredit Financing Company Inc.5M+Google Play Downloads
4.9Google Play Rating
SkyroCash
Via Skyro
Via SkyroSkyro Lending, Inc.
Skyro Lending, Inc.5M+ (Skyro)Google Play Downloads
4.7 (Skyro)Google Play Rating
Key Differences
Repayment Term
Atome — Up to 12 months. Available tenors are selected in the app.
SkyroCash — 6–24 months.
Loan Size
Atome — Maximum loan amount: ₱55,000. Available limit varies by customer and is shown in the app.
SkyroCash — Maximum loan amount: ₱250,000.
Published Cost & Terms
Atome
Sources:
Google Play
Provider Website- Monthly Interest Rate: 0%–6% rate and applicable fees depend on the loan shown in the app
- Maximum APR: 36% For Atome Cash.
SkyroCash
Source:Official FAQ- Monthly Interest: 1.5%–7%
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Your comparison
Extra Cost
Atome
SkyroCash
Extra Cost Rate
Atome
SkyroCash
Daily Cost
Atome
SkyroCash
FAQ
What repayment terms do Atome and SkyroCash publish?
Atome publishes repayment terms of up to 12 months. Available tenors are selected in the app. SkyroCash publishes repayment terms of 6–24 months.
What borrowing limits do Atome and SkyroCash publish?
Atome publishes a maximum loan amount of ₱55,000. Available limit varies by customer and is shown in the app. SkyroCash publishes a maximum loan amount of ₱250,000.