Philippines app comparison
Credit Cash vs Fido PH: Cost Disclosures, Terms and Risks
Credit Cash
Online Loan App
Online Loan AppHi-Fin Lending Inc.
Hi-Fin Lending Inc.
Fido PH
Fidoph Philippines-Cash Loan
Fidoph Philippines-Cash LoanFidoph Lending Corporation
Fidoph Lending CorporationPublished Cost & Terms
Credit Cash
Source:
Google Play- APR: 4.8%–12% per year
Fido PH
Source:Google Play- Maximum APR: 144% For some loans above ₱10,000, the APR may be higher.
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Google Play Review Insights
1. Repeat Applications and Credit Limits
Credit Cash
What reviewers discussed
Sampled reviews described a credit limit decreasing after repayment or prior account use.
Representative User Example
This app is a scam after you pay your loan in full. They will give you lower reloanable amount. Then when you avail the low reloanable amount they will reject your application. They are even giving false and misleading information that if you will pay your…
Fido PH
What reviewers discussed
Sampled reviews described reloan availability or a changed credit limit after repayment or prior account use.
Representative User Example
weird when I still have one remaining due the borrow limit I got was 10500. When I paid the last remaining bill early, my credit limit went from 10500 to 4500. Also I pay my due before the due date. It seems the algorithm does not appreciate early payment.…
What this may mean
A previous repayment or displayed credit limit may not carry over to a new application. Check the current offer and confirm approval, amount received, and total repayment before relying on funds.
2. Support for Payment or Transfer Problems
Credit Cash
What reviewers discussed
Sampled reviews described two reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
SCAM. Don't download this app. I didn't loan but they send me an amount through skypay. I asked the customer service on how to bring back the money they send but didn't respond. Now I need to pay much higher amount. Another problem is that you can't repay…
Fido PH
What reviewers discussed
Sampled reviews described one reviewer described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
I was a long term customer of this App. Everything was great even customer service and email team. however, I have had QR error experience where I got debited thrice. The complain team were very attentive and cooperative until the issue got resolve. 1 star…
What this may mean
Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.