Philippines app comparison
Credit Cash vs GLoan: Cost Disclosures, Terms and Risks
Credit Cash
Online Loan App
Online Loan AppHi-Fin Lending Inc.
Hi-Fin Lending Inc.
GLoan
Via GCash
Via GCashMynt Inc.
Mynt Inc.Key Differences
Loan Size
Credit Cash — lists up to ₱25,000.
GLoan — lists up to ₱150,000 in the reviewed public information.
Published Cost & Terms
Credit Cash
Source:
Google Play- APR: 4.8%–12% per year
GLoan
Source:Google Play- APR: 22.1%–89.9%
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Your comparison
Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Support for Payment or Transfer Problems
Credit Cash
What reviewers discussed
Sampled reviews described two reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
SCAM. Don't download this app. I didn't loan but they send me an amount through skypay. I asked the customer service on how to bring back the money they send but didn't respond. Now I need to pay much higher amount. Another problem is that you can't repay…
GLoan
What reviewers discussed
Sampled reviews described one reviewer described difficulty obtaining a response or resolution from the container app's support channel; two reviews described difficulty obtaining a response or resolution from the container app's support channel.
Representative User Example
for now I rate 4 star .. it is useful but the internet connection in gcash is too slow...and cannot connect the customer service sometimes also I switch to my account and now I can't receive otp. even though install and re install again .. im hoping to fix…
What this may mean
Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.
2. Account Access During Fund Transfers
Credit Cash
What reviewers discussed
Sampled reviews described one reviewer described an app error interrupting access to a loan, account, or repayment screen.
Representative User Example
ive been trying to upload my passport all matches but keeps getting identity auth error... what a waste of time
GLoan
What reviewers discussed
Sampled reviews described difficulty logging in or accessing the container app account; an error or stability issue interrupting use of the container app.
Representative User Example
This app crashes every time I login. This has happened before but at least it was a known problem with Developer Options. Now it's a mystery why it crashes. I've tried deleting cache and storages, reinstalling, using mobile data, using WiFi, turning some…
What this may mean
Account-access problems can delay disbursement or make an active loan harder to manage. Keep login and transfer records, and confirm account access before relying on expected funds.
FAQ
What borrowing limits do Credit Cash and GLoan publish?
Credit Cash publishes a maximum loan amount of ₱25,000. GLoan publishes a maximum loan amount of ₱150,000.