Philippines app comparison
Credit Cash vs JuanHand: Cost Disclosures, Terms and Risks
Credit Cash
Online Loan App
Online Loan AppHi-Fin Lending Inc.
Hi-Fin Lending Inc.
JuanHand
Online Cash Loan App
Online Cash Loan AppWefund Lending Corp.
Wefund Lending Corp.Key Differences
Loan Size
Credit Cash — lists up to ₱25,000.
JuanHand — lists up to ₱50,000 in the reviewed public information.
Published Cost & Terms
Credit Cash
Source:
Google Play- APR: 4.8%–12% per year
JuanHand
Source:Google Play- Maximum APR: 30%
Compare Your Own Offers
Your comparison
Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Repeat Applications and Credit Limits
Credit Cash
What reviewers discussed
Sampled reviews described a credit limit decreasing after repayment or prior account use.
Representative User Example
This app is a scam after you pay your loan in full. They will give you lower reloanable amount. Then when you avail the low reloanable amount they will reject your application. They are even giving false and misleading information that if you will pay your…
JuanHand
What reviewers discussed
Sampled reviews reported that a displayed credit limit or earlier repayment history did not always lead to another disbursement, and some repeat applications were declined (₱11,000).
Representative User Example
May loan limit has been reached to 11,000. However, I just delayed one time for repayment due to emergency. But, I have still settled a full payment of my oustanding balances. After repayment, I try to reloan but it has been declined for may times.
What this may mean
A previous repayment or displayed credit limit may not carry over to a new application. Check the current offer and confirm approval, amount received, and total repayment before relying on funds.
2. Support for Payment or Transfer Problems
Credit Cash
What reviewers discussed
Sampled reviews described two reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
SCAM. Don't download this app. I didn't loan but they send me an amount through skypay. I asked the customer service on how to bring back the money they send but didn't respond. Now I need to pay much higher amount. Another problem is that you can't repay…
JuanHand
What reviewers discussed
Sampled reviews described fast installment reminders, while a recent review reported difficulty finding clear contact details or reaching support about a reloan error and disbursement question.
Representative User Example
Their csr are so fast to remind about your approaching deadline of your instalment loan, but when I need them about the error of my reloan, they're so hard to contact.
What this may mean
Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.
FAQ
What borrowing limits do Credit Cash and JuanHand publish?
Credit Cash publishes a maximum loan amount of ₱25,000. JuanHand publishes a maximum loan amount of ₱50,000.