Philippines app comparison
Digido vs Online Loans Pilipinas: Cost Disclosures, Terms and Risks
Digido
Philippines Online Loan
Philippines Online LoanDigido Finance Corp.
Digido Finance Corp.
Online Loans Pilipinas
Online Loans Pilipinas Financing Inc.
Online Loans Pilipinas Financing Inc.Key Differences
App Access
Digido — Google Play access: temporarily unavailable. Official website access: partially available.
Online Loans Pilipinas — Google Play access: available. Official website access: available.
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Google Play Review Insights
1. Payment Posting and Balance Confirmation
Digido
What reviewers discussed
Sampled reviews described uncertainty about whether a payment had posted or reduced the displayed balance.
Representative User Example
Absurd late payment fee's, the app doesn't even load most of the time and I don't receive the OTP's. As far as I remember my remaining balance was only 300 pesos left, but due to "late" payment even though they have partial payment options to extend the…
Online Loans Pilipinas
What reviewers discussed
Sampled reviews described uncertainty about whether a payment had posted or reduced the displayed balance.
Representative User Example
I've been a client for several times and my last loan with them was not good. I've paid before the due date. I've even received an email confirmation that payment has been settled but on their system, it still showing that I have a balance. Please do…
What this may mean
An unposted payment can leave the balance or amount due unclear. Keep the receipt and confirm the payment date, posted balance, and remaining amount before treating repayment as complete.
2. Repayment Contact and Reminders
Digido
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
I've been using Digido for many years now. I had good experience with customer service before. It's just that they have high interest charges and fees. Aside from that, they call you many times a day even if it's 4 or 5 days before you're payment is due.…
Online Loans Pilipinas
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
My experience with this app has been extremely disappointing. They started calling me a week before the due date, sometimes more than 30 times a day. The constant calls were stressful and completely unnecessary, especially since I repay on time. To make…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.
FAQ
What app installation options do Digido and Online Loans Pilipinas publish?
Digido publishes a notice that Google Play installation is temporarily unavailable. The provider publishes an alternate Android installation route. Online Loans Pilipinas is available on Google Play.