Philippines app comparison
Fido PH vs MocaMoca: Cost Disclosures, Terms and Risks
Fido PH
Fidoph Philippines-Cash Loan
Fidoph Philippines-Cash LoanFidoph Lending Corporation
Fidoph Lending Corporation
MocaMoca
Safe and Fast Loan
Safe and Fast LoanCopperstone Lending Inc.
Copperstone Lending Inc.Compare Your Own Offers
Your comparison
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Google Play Review Insights
1. Repeat Applications and Credit Limits
Fido PH
What reviewers discussed
Sampled reviews described reloan availability or a changed credit limit after repayment or prior account use.
Representative User Example
weird when I still have one remaining due the borrow limit I got was 10500. When I paid the last remaining bill early, my credit limit went from 10500 to 4500. Also I pay my due before the due date. It seems the algorithm does not appreciate early payment.…
MocaMoca
What reviewers discussed
Sampled reviews described one reviewer described reloan availability or a changed credit limit after repayment or prior account use.
Representative User Example
I'm writing this review to express my feeling about this app. This is my first time loaning and will be my last. I could say this is the worst lending app. They will let you borrow for amount of your credit limit but they too many deduction. They will…
What this may mean
A previous repayment or displayed credit limit may not carry over to a new application. Check the current offer and confirm approval, amount received, and total repayment before relying on funds.
2. Repayment Contact and Reminders
Fido PH
What reviewers discussed
Sampled reviews described collection calls or messages after an overdue or late payment.
Representative User Example
changed from 5 star to 1 star. 1 day late of payment, too much threatening messages. high interests but pay after every 15 days. once it's fully paid done with fidoph. if needed go ahead borrow but lifetime as a borrower a big no no
MocaMoca
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
"I wouldn't recommend this app. The interest is way too high, and even if you always pay on time, they keep pestering you. They start calling 2 to 3 days before the due date, which is super disruptive. They can't even wait until the actual due date, even…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.