Philippines app comparison
Fido PH vs Tala: Cost Disclosures, Terms and Risks
Fido PH
Fidoph Philippines-Cash Loan
Fidoph Philippines-Cash LoanFidoph Lending Corporation
Fidoph Lending Corporation
Tala
Fast Cash Peso Loan App
Fast Cash Peso Loan AppTala Mobile
Tala MobileCompare Your Own Offers
Your comparison
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Google Play Review Insights
1. Repeat Applications and Credit Limits
Fido PH
What reviewers discussed
Sampled reviews described reloan availability or a changed credit limit after repayment or prior account use.
Representative User Example
weird when I still have one remaining due the borrow limit I got was 10500. When I paid the last remaining bill early, my credit limit went from 10500 to 4500. Also I pay my due before the due date. It seems the algorithm does not appreciate early payment.…
Tala
What reviewers discussed
Sampled reviews reported that a credit limit stayed unchanged despite on-time payments, while the cost still felt high to them; interest or cost concerns alongside credit limits that were lower than they expected or did not increase after earlier use (₱15,000, since 2024).
Representative User Example
I've been a member since 2024, but until now, my credit limit is still stuck at 15k, even though I always pay on time.
What this may mean
A previous repayment or displayed credit limit may not carry over to a new application. Check the current offer and confirm approval, amount received, and total repayment before relying on funds.
2. Support for Payment or Transfer Problems
Fido PH
What reviewers discussed
Sampled reviews described one reviewer described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
I was a long term customer of this App. Everything was great even customer service and email team. however, I have had QR error experience where I got debited thrice. The complain team were very attentive and cooperative until the issue got resolve. 1 star…
Tala
What reviewers discussed
Sampled reviews described repeated waiting periods or difficulty getting a clear resolution from support after disbursement or transfer problems (7 working days).
Representative User Example
It's almost three weeks but they still not resolve it, they just keep on saying that I need to wait for another 7 working days to settle it.
What this may mean
Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.