Philippines app comparison

Finbro vs Mocasa: Cost Disclosures, Terms and Risks

Finbro

Finbro.ph

Sofi Financing Inc.

50K+Google Play Downloads
3.5Google Play Rating
Read Finbro Review

Mocasa

Pay Later & Quick Loan

Philippines Cashtrout Lending Corporation

1M+Google Play Downloads
4.4Google Play Rating
Read Mocasa Review

Key Differences

Published Fee Types

The providers disclose different fee types and scopes.

Finbro publishes a PHP 660 processing fee. Mocasa publishes a convenience fee of up to PHP 20 per transaction and a 16.5% service fee only in an official representative example. Check the final offer for the fee names, amount basis, and payment-channel charges that actually apply.

Published Cost & Terms

Finbro

Source:Google Play
  • APR: 0%–144% Based on credit assessment.

Mocasa

Sources:Official WebsiteGoogle Play
  • Daily Interest Rate: As low as 0.2% per day offer-specific floor stated on the Quick Loan page
  • Maximum APR: 144% For Mocasa Quick Loan.

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Mocasa Offer

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