Philippines app comparison
Finbro vs Online Loans Pilipinas: Cost Disclosures, Terms and Risks
Finbro
Finbro.ph
Finbro.phSofi Financing Inc.
Sofi Financing Inc.
Online Loans Pilipinas
Online Loans Pilipinas Financing Inc.
Online Loans Pilipinas Financing Inc.Key Differences
Loan Size
Finbro — lists up to ₱50,000.
Online Loans Pilipinas — lists up to ₱30,000 in the reviewed public information.
Repayment Term
Finbro — Up to 12 months.
Online Loans Pilipinas — 90–720 days.
Published Cost & Terms
Finbro
Source:
Google Play- APR: 0%–144% Based on credit assessment.
Online Loans Pilipinas
Source:Google Play- APR: 0%–180%
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Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Payment Posting and Balance Confirmation
Finbro
What reviewers discussed
Sampled reviews described one reviewer described uncertainty about whether a payment had posted or reduced the displayed balance.
Representative User Example
The interest is extremely high. I borrowed ₱10,000, but I have to pay a total of ₱15,783. That is a huge amount, especially since they only gave me a few weeks to repay it. I already paid ₱3,114, thinking that it would reduce my outstanding balance.…
Online Loans Pilipinas
What reviewers discussed
Sampled reviews described uncertainty about whether a payment had posted or reduced the displayed balance.
Representative User Example
I've been a client for several times and my last loan with them was not good. I've paid before the due date. I've even received an email confirmation that payment has been settled but on their system, it still showing that I have a balance. Please do…
What this may mean
An unposted payment can leave the balance or amount due unclear. Keep the receipt and confirm the payment date, posted balance, and remaining amount before treating repayment as complete.
FAQ
What borrowing limits do Finbro and Online Loans Pilipinas publish?
Finbro publishes a maximum loan amount of ₱50,000. Online Loans Pilipinas publishes a maximum loan amount of ₱30,000.
What repayment terms do Finbro and Online Loans Pilipinas publish?
Finbro publishes repayment terms of up to 12 months. Online Loans Pilipinas publishes repayment terms of 90–720 days.