Philippines app comparison
JuanHand vs MabilisCash: Cost Disclosures, Terms and Risks
JuanHand
Online Cash Loan App
Online Cash Loan AppWefund Lending Corp.
Wefund Lending Corp.
MabilisCash
Trusted Loan App
Trusted Loan AppMabilis Cash Financing Corp.
Mabilis Cash Financing Corp.Key Differences
Published Borrowing Limits
JuanHand — Maximum loan amount: ₱50,000.
MabilisCash — Credit limit: ₱90,000.
Published Cost & Terms
JuanHand
Source:
Google Play- Maximum APR: 30%
MabilisCash
Source:Google Play- Maximum APR: 131% Subject to individual credit assessment.
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Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Repeat Applications and Credit Limits
JuanHand
What reviewers discussed
Sampled reviews reported that a displayed credit limit or earlier repayment history did not always lead to another disbursement, and some repeat applications were declined (₱11,000).
Representative User Example
May loan limit has been reached to 11,000. However, I just delayed one time for repayment due to emergency. But, I have still settled a full payment of my oustanding balances. After repayment, I try to reloan but it has been declined for may times.
MabilisCash
What reviewers discussed
Sampled reviews described a credit limit decreasing after repayment or prior account use.
Representative User Example
It's fast and somewhat low in interest. I borrowed and paid in full on the same night then my credit limit increased. When I tried to borrow again, it needs other information so I complied but up until now, it was not still verified. I tried to delete my…
What this may mean
A previous repayment or displayed credit limit may not carry over to a new application. Check the current offer and confirm approval, amount received, and total repayment before relying on funds.
2. Repayment Contact and Reminders
JuanHand
What reviewers discussed
Sampled reviews described repeated calls, texts, or emails about repayment, including reminders before the due date and messages after a loan had been paid.
Representative User Example
Even if 1 week due you'll receive a text and email reminder, and from then, daily you will receive same reminders.
MabilisCash
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
the interests is too high ang the duration of each installment is too short, there's a lot of better option, frequency of calls so annoying, even one week before due date they are already calling and ask for payment . Although before taking the loan you…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.
FAQ
What borrowing limits do JuanHand and MabilisCash publish?
JuanHand publishes a maximum loan amount of ₱50,000. MabilisCash publishes a credit limit of ₱90,000.