Philippines app comparison
JuanHand vs MocaMoca: Cost Disclosures, Terms and Risks
JuanHand
Online Cash Loan App
Online Cash Loan AppWefund Lending Corp.
Wefund Lending Corp.
MocaMoca
Safe and Fast Loan
Safe and Fast LoanCopperstone Lending Inc.
Copperstone Lending Inc.Compare Your Own Offers
Your comparison
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Google Play Review Insights
1. Repeat Applications and Credit Limits
JuanHand
What reviewers discussed
Sampled reviews reported that a displayed credit limit or earlier repayment history did not always lead to another disbursement, and some repeat applications were declined (₱11,000).
Representative User Example
May loan limit has been reached to 11,000. However, I just delayed one time for repayment due to emergency. But, I have still settled a full payment of my oustanding balances. After repayment, I try to reloan but it has been declined for may times.
MocaMoca
What reviewers discussed
Sampled reviews described one reviewer described reloan availability or a changed credit limit after repayment or prior account use.
Representative User Example
I'm writing this review to express my feeling about this app. This is my first time loaning and will be my last. I could say this is the worst lending app. They will let you borrow for amount of your credit limit but they too many deduction. They will…
What this may mean
A previous repayment or displayed credit limit may not carry over to a new application. Check the current offer and confirm approval, amount received, and total repayment before relying on funds.
2. Repayment Contact and Reminders
JuanHand
What reviewers discussed
Sampled reviews described repeated calls, texts, or emails about repayment, including reminders before the due date and messages after a loan had been paid.
Representative User Example
Even if 1 week due you'll receive a text and email reminder, and from then, daily you will receive same reminders.
MocaMoca
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
"I wouldn't recommend this app. The interest is way too high, and even if you always pay on time, they keep pestering you. They start calling 2 to 3 days before the due date, which is super disruptive. They can't even wait until the actual due date, even…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.