Philippines app comparison
JuanHand vs Mocasa: Cost Disclosures, Terms and Risks
JuanHand
Online Cash Loan App
Online Cash Loan AppWefund Lending Corp.
Wefund Lending Corp.10M+Google Play Downloads
4.7Google Play Rating
Mocasa
Pay Later & Quick Loan
Pay Later & Quick LoanPhilippines Cashtrout Lending Corporation
Philippines Cashtrout Lending Corporation1M+Google Play Downloads
4.4Google Play Rating
Published Cost & Terms
JuanHand
Source:
Google Play- Maximum APR: 30%
Mocasa
Source:Google Play- Maximum APR: 144% For Mocasa Quick Loan.
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Your comparison
Extra Cost
JuanHand
Mocasa
Extra Cost Rate
JuanHand
Mocasa
Daily Cost
JuanHand
Mocasa
Google Play Review Insights
1. Repayment Contact and Reminders
JuanHand
What reviewers discussed
Sampled reviews described repeated calls, texts, or emails about repayment, including reminders before the due date and messages after a loan had been paid.
Representative User Example
Even if 1 week due you'll receive a text and email reminder, and from then, daily you will receive same reminders.
Mocasa
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
The interest rates are exorbitant and there are hidden charges. Although I borrowed ₱2,200, I only received ₱2,048. The customer service is also very annoying, calling every day to remind me about the due date. This experience is nothing like Billease.…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.