Philippines app comparison
JuanHand vs Online Loans Pilipinas: Cost Disclosures, Terms and Risks
JuanHand
Online Cash Loan App
Online Cash Loan AppWefund Lending Corp.
Wefund Lending Corp.
Online Loans Pilipinas
Online Loans Pilipinas Financing Inc.
Online Loans Pilipinas Financing Inc.Key Differences
Loan Size
JuanHand — lists up to ₱50,000.
Online Loans Pilipinas — lists up to ₱30,000 in the reviewed public information.
Published Cost & Terms
JuanHand
Source:
Google Play- Maximum APR: 30%
Online Loans Pilipinas
Source:Google Play- APR: 0%–180%
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Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Payment Posting and Balance Confirmation
JuanHand
What reviewers discussed
Sampled reviews described advance or completed payments not appearing promptly in the account, followed by difficulty reaching support for an update.
Representative User Example
I sent an email 3x, currently calling your customer service hotline for one hour now, tried all the contact numbers on your page, reached out to your instagram just to ask the status of the advance payment I made yesterday because it is not posted on my account.
Online Loans Pilipinas
What reviewers discussed
Sampled reviews described uncertainty about whether a payment had posted or reduced the displayed balance.
Representative User Example
I've been a client for several times and my last loan with them was not good. I've paid before the due date. I've even received an email confirmation that payment has been settled but on their system, it still showing that I have a balance. Please do…
What this may mean
An unposted payment can leave the balance or amount due unclear. Keep the receipt and confirm the payment date, posted balance, and remaining amount before treating repayment as complete.
2. Repayment Contact and Reminders
JuanHand
What reviewers discussed
Sampled reviews described repeated calls, texts, or emails about repayment, including reminders before the due date and messages after a loan had been paid.
Representative User Example
Even if 1 week due you'll receive a text and email reminder, and from then, daily you will receive same reminders.
Online Loans Pilipinas
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
My experience with this app has been extremely disappointing. They started calling me a week before the due date, sometimes more than 30 times a day. The constant calls were stressful and completely unnecessary, especially since I repay on time. To make…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.
FAQ
What borrowing limits do JuanHand and Online Loans Pilipinas publish?
JuanHand publishes a maximum loan amount of ₱50,000. Online Loans Pilipinas publishes a maximum loan amount of ₱30,000.