Philippines app comparison
Kviku vs Tala: Cost Disclosures, Terms and Risks
Kviku
Online Loans
Online LoansKviku Lending Co. Inc.
Kviku Lending Co. Inc.
Tala
Fast Cash Peso Loan App
Fast Cash Peso Loan AppTala Mobile
Tala MobileKey Differences
Published Borrowing Structure
The same published upper figure is described under different product structures.
Kviku publishes a maximum loan amount of PHP 25,000. Tala publishes a credit-limit range of PHP 1,000–25,000. Confirm whether the in-app offer is structured as a single loan or a credit limit before comparing access and repayment terms.
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Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Support for Payment or Transfer Problems
Kviku
What reviewers discussed
Sampled reviews described two reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem; two reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
Worst loan app ever! Sobrang laki ng hidden fees at interest na hindi mo aakalaing aabot sa ganoong kalaki. Wala ring kwenta ang customer service dahil walang sumasagot kapag gusto mo nang mag-inquire o mag-reklamo. Sobrang hassle at nakaka-stress gamitin.…
Tala
What reviewers discussed
Sampled reviews described repeated waiting periods or difficulty getting a clear resolution from support after disbursement or transfer problems (7 working days).
Representative User Example
It's almost three weeks but they still not resolve it, they just keep on saying that I need to wait for another 7 working days to settle it.
What this may mean
Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.