Philippines app comparison
MabilisCash vs MocaMoca: Cost Disclosures, Terms and Risks
MabilisCash
Trusted Loan App
Trusted Loan AppMabilis Cash Financing Corp.
Mabilis Cash Financing Corp.
MocaMoca
Safe and Fast Loan
Safe and Fast LoanCopperstone Lending Inc.
Copperstone Lending Inc.Key Differences
Published Borrowing Limits
MabilisCash — Credit limit: ₱90,000.
MocaMoca — Maximum loan amount: ₱50,000.
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Your comparison
Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Repeat Applications and Credit Limits
MabilisCash
What reviewers discussed
Sampled reviews described a credit limit decreasing after repayment or prior account use.
Representative User Example
It's fast and somewhat low in interest. I borrowed and paid in full on the same night then my credit limit increased. When I tried to borrow again, it needs other information so I complied but up until now, it was not still verified. I tried to delete my…
MocaMoca
What reviewers discussed
Sampled reviews described one reviewer described reloan availability or a changed credit limit after repayment or prior account use.
Representative User Example
I'm writing this review to express my feeling about this app. This is my first time loaning and will be my last. I could say this is the worst lending app. They will let you borrow for amount of your credit limit but they too many deduction. They will…
What this may mean
A previous repayment or displayed credit limit may not carry over to a new application. Check the current offer and confirm approval, amount received, and total repayment before relying on funds.
2. Repayment Contact and Reminders
MabilisCash
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
the interests is too high ang the duration of each installment is too short, there's a lot of better option, frequency of calls so annoying, even one week before due date they are already calling and ask for payment . Although before taking the loan you…
MocaMoca
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
"I wouldn't recommend this app. The interest is way too high, and even if you always pay on time, they keep pestering you. They start calling 2 to 3 days before the due date, which is super disruptive. They can't even wait until the actual due date, even…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.
FAQ
What borrowing limits do MabilisCash and MocaMoca publish?
MabilisCash publishes a credit limit of ₱90,000. MocaMoca publishes a maximum loan amount of ₱50,000.