Philippines app comparison
MabilisCash vs Tala: Cost Disclosures, Terms and Risks
MabilisCash
Trusted Loan App
Trusted Loan AppMabilis Cash Financing Corp.
Mabilis Cash Financing Corp.
Tala
Fast Cash Peso Loan App
Fast Cash Peso Loan AppTala Mobile
Tala MobileKey Differences
Credit Limit
MabilisCash — Credit limit: ₱90,000.
Tala — Credit limit: ₱25,000.
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Google Play Review Insights
1. Repeat Applications and Credit Limits
MabilisCash
What reviewers discussed
Sampled reviews described a credit limit decreasing after repayment or prior account use.
Representative User Example
It's fast and somewhat low in interest. I borrowed and paid in full on the same night then my credit limit increased. When I tried to borrow again, it needs other information so I complied but up until now, it was not still verified. I tried to delete my…
Tala
What reviewers discussed
Sampled reviews reported that a credit limit stayed unchanged despite on-time payments, while the cost still felt high to them; interest or cost concerns alongside credit limits that were lower than they expected or did not increase after earlier use (₱15,000, since 2024).
Representative User Example
I've been a member since 2024, but until now, my credit limit is still stuck at 15k, even though I always pay on time.
What this may mean
A previous repayment or displayed credit limit may not carry over to a new application. Check the current offer and confirm approval, amount received, and total repayment before relying on funds.
FAQ
What borrowing limits do MabilisCash and Tala publish?
MabilisCash publishes a credit limit of ₱90,000. Tala publishes a credit limit of ₱25,000.