Philippines app comparison
Mocasa vs Mr. Cash: Cost Disclosures, Terms and Risks
Mocasa
Pay Later & Quick Loan
Pay Later & Quick LoanPhilippines Cashtrout Lending Corporation
Philippines Cashtrout Lending Corporation
Mr. Cash
e-Generation Lending Corporation
e-Generation Lending CorporationPublished Cost & Terms
Mocasa
Sources:
Official Website
Google Play- Daily Interest Rate: As low as 0.2% per day offer-specific floor stated on the Quick Loan page
- Maximum APR: 144% For Mocasa Quick Loan.
Mr. Cash
Source:Google Play- Maximum APR: 36%
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Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Repayment Contact and Reminders
Mocasa
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
The interest rates are exorbitant and there are hidden charges. Although I borrowed ₱2,200, I only received ₱2,048. The customer service is also very annoying, calling every day to remind me about the due date. This experience is nothing like Billease.…
Mr. Cash
What reviewers discussed
Sampled reviews described two reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline; two reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
the blast calls and messages are non stop!! They are making you pay on time even you told them that you cannot pay immediately due to financial problem. I wanna make a partial payment but they told me that it's not allowed. They are messaging my contact…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.