Philippines app comparison
Mocasa vs Online Loans Pilipinas: Cost Disclosures, Terms and Risks
Mocasa
Pay Later & Quick Loan
Pay Later & Quick LoanPhilippines Cashtrout Lending Corporation
Philippines Cashtrout Lending Corporation
Online Loans Pilipinas
Online Loans Pilipinas Financing Inc.
Online Loans Pilipinas Financing Inc.Key Differences
Published Maximum APR
The published APR ceilings differ.
Mocasa publishes a maximum APR of 144%, while Online Loans Pilipinas publishes an APR range of 0%–180%. Check the APR, fees, and total repayment in the actual offer because the public range does not determine individual pricing.
Published Cost & Terms
Mocasa
Source:
Google Play- Maximum APR: 144% For Mocasa Quick Loan.
Online Loans Pilipinas
Source:Google Play- APR: 0%–180%
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Your comparison
Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Repayment Contact and Reminders
Mocasa
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
The interest rates are exorbitant and there are hidden charges. Although I borrowed ₱2,200, I only received ₱2,048. The customer service is also very annoying, calling every day to remind me about the due date. This experience is nothing like Billease.…
Online Loans Pilipinas
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
My experience with this app has been extremely disappointing. They started calling me a week before the due date, sometimes more than 30 times a day. The constant calls were stressful and completely unnecessary, especially since I repay on time. To make…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.