Philippines app comparison

SkyroCash vs Tala: Cost Disclosures, Terms and Risks

SkyroCash

Via Skyro

Skyro Lending, Inc.

5M+ (Skyro)Google Play Downloads
4.7 (Skyro)Google Play Rating
Read SkyroCash Review

Tala

Fast Cash Peso Loan App

Tala Mobile

10M+Google Play Downloads
4.8Google Play Rating
Read Tala Review

Key Differences

Published Borrowing Limits

SkyroCash — Maximum loan amount: ₱250,000.

Tala — Credit limit: ₱25,000.

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SkyroCash Offer

Tala Offer

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Google Play Review Insights

1. Account Access During Fund Transfers

SkyroCash

What reviewers discussed

Sampled reviews described two reviews described difficulty logging in or accessing the container app account.

Representative User Example

Can't access because when I tried to scan my face for verification my face didn't reflect to my camera because the app camera is not working in your end and it only show a black circle. Can you fix this? I've already uninstall the app and installed it…

Google Play review | 2026-07-25

Tala

What reviewers discussed

Sampled reviews described being logged out or unable to reopen an account while trying to send approved funds to an e-wallet or bank account; login, wallet transfer, or disbursement problems, including funds not reaching the expected account and delays while support investigated.

Representative User Example

I tried to use the app for a loan, but when im about to dispense the money to my gcash acc. my account suddenly logged out.

Google Play review | 2026-02-12

What this may mean

Account-access problems can delay disbursement or make an active loan harder to manage. Keep login and transfer records, and confirm account access before relying on expected funds.

FAQ

What borrowing limits do SkyroCash and Tala publish?

SkyroCash publishes a maximum loan amount of ₱250,000. Tala publishes a credit limit of ₱25,000.

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