Philippines app comparison
Cashalo vs Kviku: Cost Disclosures, Terms and Risks
Cashalo
Fast Cash Loan App
Fast Cash Loan AppTilt Finance
Tilt Finance10M+Google Play Downloads
4.7Google Play Rating
Kviku
Online Loans
Online LoansKviku Lending Co. Inc.
Kviku Lending Co. Inc.100K+Google Play Downloads
2Google Play Rating
Key Differences
Repayment Term
Cashalo — lists up to 180 days.
Kviku — lists up to 135 days in the reviewed public information.
Loan Size
Cashalo — Maximum loan amount: ₱13,000. This maximum is for good-paying customers.
Kviku — Maximum loan amount: ₱25,000.
Published Cost & Terms
Cashalo
Source:
Google Play- Effective Monthly Rate: 12% From April 1, 2026, for unsecured general-purpose loans of ₱10,000 or less with terms of four months or shorter. The disclosed rate includes the stated interest and service-fee components; missed-payment charges are separate.
Kviku
Source:Google Play- Daily Interest: 0%–2%
- Maximum Annual Interest Rate: 730%
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Cashalo
Kviku
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Kviku
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Cashalo
Kviku
FAQ
What repayment terms do Cashalo and Kviku publish?
Cashalo publishes repayment terms of 61–180 days. Kviku publishes repayment terms of 15–135 days.
What borrowing limits do Cashalo and Kviku publish?
Cashalo publishes a maximum loan amount of ₱13,000. This maximum is for good-paying customers. Kviku publishes a maximum loan amount of ₱25,000.