Philippines app comparison
Credit Cash vs Maya: Cost Disclosures, Terms and Risks
Credit Cash
Online Loan App
Online Loan AppHi-Fin Lending Inc.
Hi-Fin Lending Inc.
Maya
Savings, Loans, Cards
Savings, Loans, CardsMaya Philippines, Inc.
Maya Philippines, Inc.Key Differences
Published Borrowing Limits
Credit Cash — Maximum loan amount: ₱25,000.
Maya — Credit limit: ₱250,000.
Published Cost & Terms
Credit Cash
Source:
Google Play- APR: 4.8%–12% per year
Maya
Source:Google Play- Maximum Annual APR: 30.78% For Maya Personal Loan.
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Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Support for Payment or Transfer Problems
Credit Cash
What reviewers discussed
Sampled reviews described two reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
SCAM. Don't download this app. I didn't loan but they send me an amount through skypay. I asked the customer service on how to bring back the money they send but didn't respond. Now I need to pay much higher amount. Another problem is that you can't repay…
Maya
What reviewers discussed
Sampled reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem (2 weeks).
Representative User Example
Terrible customer service, I tried to call your customer service line but it's unavailable any time of the day. I got assisted multiple times by your chat support agent but the problem was still unresolved. I want to close my account but it's been 2 weeks…
What this may mean
Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.
2. Account Access During Fund Transfers
Credit Cash
What reviewers discussed
Sampled reviews described one reviewer described an app error interrupting access to a loan, account, or repayment screen.
Representative User Example
ive been trying to upload my passport all matches but keeps getting identity auth error... what a waste of time
Maya
What reviewers discussed
Sampled reviews described one reviewer described an app error interrupting access to a loan, account, or repayment screen.
Representative User Example
I’m really disappointed with this app. It’s a waste of time because there are so many errors, especially when I try to purchase a load. The load doesn’t come through, and all I get are error messages. I hope you can fix this as soon as possible because…
What this may mean
Account-access problems can delay disbursement or make an active loan harder to manage. Keep login and transfer records, and confirm account access before relying on expected funds.
FAQ
What borrowing limits do Credit Cash and Maya publish?
Credit Cash publishes a maximum loan amount of ₱25,000. Maya publishes a credit limit of ₱250,000.