Philippines app comparison
Kviku vs Maya: Cost Disclosures, Terms and Risks
Kviku
Online Loans
Online LoansKviku Lending Co. Inc.
Kviku Lending Co. Inc.
Maya
Savings, Loans, Cards
Savings, Loans, CardsMaya Philippines, Inc.
Maya Philippines, Inc.Key Differences
Published Borrowing Limits
Kviku — Maximum loan amount: ₱25,000.
Maya — Credit limit: ₱250,000.
Repayment Term
Kviku — 15–135 days.
Maya — 6–24 months.
Published Cost & Terms
Kviku
Source:
Google Play- Daily Interest: 0%–2%
Maya
Source:Google Play- Maximum Annual APR: 30.78% For Maya Personal Loan.
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Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Support for Payment or Transfer Problems
Kviku
What reviewers discussed
Sampled reviews described two reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem; two reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem.
Representative User Example
Worst loan app ever! Sobrang laki ng hidden fees at interest na hindi mo aakalaing aabot sa ganoong kalaki. Wala ring kwenta ang customer service dahil walang sumasagot kapag gusto mo nang mag-inquire o mag-reklamo. Sobrang hassle at nakaka-stress gamitin.…
Maya
What reviewers discussed
Sampled reviews described difficulty obtaining a response or resolution after contacting support about a loan-related problem (2 weeks).
Representative User Example
Terrible customer service, I tried to call your customer service line but it's unavailable any time of the day. I got assisted multiple times by your chat support agent but the problem was still unresolved. I want to close my account but it's been 2 weeks…
What this may mean
Support delays can matter when a payment or transfer problem needs urgent resolution. Keep transaction records and screenshots, and confirm your account status while the issue is being handled.
FAQ
What borrowing limits do Kviku and Maya publish?
Kviku publishes a maximum loan amount of ₱25,000. Maya publishes a credit limit of ₱250,000.
What repayment terms do Kviku and Maya publish?
Kviku publishes repayment terms of 15–135 days. Maya publishes repayment terms of 6–24 months.