Philippines app comparison
Maya vs MocaMoca: Cost Disclosures, Terms and Risks
Maya
Savings, Loans, Cards
Savings, Loans, CardsMaya Philippines, Inc.
Maya Philippines, Inc.
MocaMoca
Safe and Fast Loan
Safe and Fast LoanCopperstone Lending Inc.
Copperstone Lending Inc.Key Differences
Published Borrowing Limits
Maya — Credit limit: ₱250,000.
MocaMoca — Maximum loan amount: ₱50,000.
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Extra Cost
Extra Cost Rate
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Google Play Review Insights
1. Repayment Contact and Reminders
Maya
What reviewers discussed
Sampled reviews described two reviews described collection calls or messages after an overdue or late payment.
Representative User Example
Everytime I login, got an error that says, Please update your app or call customer service" countless times, but still getting the same error message. I've contacted their cx service, but after verification, I was told, we can't disclose any information.…
MocaMoca
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
"I wouldn't recommend this app. The interest is way too high, and even if you always pay on time, they keep pestering you. They start calling 2 to 3 days before the due date, which is super disruptive. They can't even wait until the actual due date, even…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.
FAQ
What borrowing limits do Maya and MocaMoca publish?
Maya publishes a credit limit of ₱250,000. MocaMoca publishes a maximum loan amount of ₱50,000.