Philippines app comparison

Maya vs Mocasa: Cost Disclosures, Terms and Risks

Maya

Savings, Loans, Cards​

Maya Philippines, Inc.

50M+Google Play Downloads
4.6Google Play Rating
Read Maya Review

Mocasa

Pay Later & Quick Loan

Philippines Cashtrout Lending Corporation

1M+Google Play Downloads
4.4Google Play Rating
Read Mocasa Review

Published Cost & Terms

Maya

Source:Google Play
  • Maximum Annual APR: 30.78% For Maya Personal Loan.

Mocasa

Source:Google Play
  • Maximum APR: 144% For Mocasa Quick Loan.

Compare Your Own Offers

Maya Offer

Mocasa Offer

Your comparison

Google Play Review Insights

1. Repayment Contact and Reminders

Maya

What reviewers discussed

Sampled reviews described two reviews described collection calls or messages after an overdue or late payment.

Representative User Example

Everytime I login, got an error that says, Please update your app or call customer service" countless times, but still getting the same error message. I've contacted their cx service, but after verification, I was told, we can't disclose any information.…

Google Play review | 2026-07-22

Mocasa

What reviewers discussed

Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.

Representative User Example

The interest rates are exorbitant and there are hidden charges. Although I borrowed ₱2,200, I only received ₱2,048. The customer service is also very annoying, calling every day to remind me about the due date. This experience is nothing like Billease.…

Google Play review | 2024-07-16

What this may mean

Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.

Help Us Improve

Share a redacted screenshot of your final offer to help us improve this page. Remove your name, phone number, account details, ID numbers, and other personal information first.

Share Your In-App Offer