Philippines app comparison
Maya vs Online Loans Pilipinas: Cost Disclosures, Terms and Risks
Maya
Savings, Loans, Cards
Savings, Loans, CardsMaya Philippines, Inc.
Maya Philippines, Inc.
Online Loans Pilipinas
Online Loans Pilipinas Financing Inc.
Online Loans Pilipinas Financing Inc.Key Differences
Published Borrowing Limits
Maya — Credit limit: ₱250,000.
Online Loans Pilipinas — Maximum loan amount: ₱30,000.
Published Cost & Terms
Maya
Source:
Google Play- Repayment Period: 6–24 months
- Maximum Annual APR: 30.78% For Maya Personal Loan.
Online Loans Pilipinas
Source:Google Play- Repayment Period: 90–720 days
- APR: 0%–180%
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Extra Cost
Extra Cost Rate
Daily Cost
Google Play Review Insights
1. Repayment Contact and Reminders
Maya
What reviewers discussed
Sampled reviews described two reviews described collection calls or messages after an overdue or late payment.
Representative User Example
Everytime I login, got an error that says, Please update your app or call customer service" countless times, but still getting the same error message. I've contacted their cx service, but after verification, I was told, we can't disclose any information.…
Online Loans Pilipinas
What reviewers discussed
Sampled reviews described collection calls or messages arriving before the reviewer’s stated repayment deadline.
Representative User Example
My experience with this app has been extremely disappointing. They started calling me a week before the due date, sometimes more than 30 times a day. The constant calls were stressful and completely unnecessary, especially since I repay on time. To make…
What this may mean
Repayment-contact problems can make it harder to confirm what is due or resolve a disputed balance. Save messages and payment records, and verify the balance and due date before paying.
FAQ
What borrowing limits do Maya and Online Loans Pilipinas publish?
Maya publishes a credit limit of ₱250,000. Online Loans Pilipinas publishes a maximum loan amount of ₱30,000.
What repayment terms do Maya and Online Loans Pilipinas publish?
Maya publishes repayment terms of 6–24 months. Online Loans Pilipinas publishes repayment terms of 90–720 days.